Home Loans

No matter what your needs are, choosing the right home loan is one of the most important decisions you will ever make. We offer a variety of financing options, and our experienced lenders can help you find the right loan to meet your needs*.

Do you plan to stay in your home for several years? Consider a fixed-rate mortgage. You choose the term that’s right for you – 10, 15, 20, even 30 years. You can lock in today’s low-interest rates for the life of the mortgage loan, giving you peace of mind knowing that your payment will never increase.

Do you need more flexibility with your home loan? Consider a balloon payment mortgage. You choose the term that fits your needs. The interest rate will be fixed for a shorter period of time – typically five years.

Are you a first-time home buyer? You may qualify for an RD Home Loan. This government-sponsored lending program helps first-time home buyers achieve their dreams of home ownership.  

Do you currently own a home? Our home equity loans let you take advantage of the equity you’ve built in your home. You can use a home equity loan to finance home improvements, education expenses, or any other major purchase. Plus, the interest on the home equity loan may be tax-deductible (consult your tax advisor).