Plan for the future by setting aside money in Certificates of Deposit (CDs) or an Individual Retirement Account (IRA).
Certificates of Deposit (CDs)
CDs are the sweet spot of investing: solid rewards but none of the risks. Your money grows faster because CDs offer higher interest rates than regular savings and money market accounts. Your money is safe because CDs are insured by the FDIC.
Individual Retirement Accounts (IRAs)
IRAs allow you to build a substantial retirement fund or save for other future investments. You can take steps today to save on taxes and secure your future. With a traditional IRA, you save on taxes now because your contributions may be tax-deductible. With a Roth IRA, you pay taxes on your contributions now, but you don't pay taxes on your distributions.